80% utilization does not automatically mean the market is unsafe. For a deep stablecoin reserve, $200M available can serve many withdrawals. For a small volatile listing, 80% might be a few million dollars and a thin exit.
What to examine alongside utilization
- Available liquidity in USD (Overview, market, asset).
- Supply and borrow caps (asset detail).
- Whether the reserve is frozen or inactive (Risk Monitor).
- Oracle price moves (asset description).
- Recent withdraw and borrow prints (Live Activity, Whales).
- How concentrated the market is in its top asset (Risk Monitor, Market concentration).